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Cost of Dental Crowns in Chicago: What To Expect

dentist placing crown on patients tooth Updated: December 12, 2024

Dental crowns restore the strength, functionality, and appearance of damaged teeth. Whether you’re dealing with a cracked tooth, severe decay, or a cosmetic concern, a crown can offer the protection and durability you need. 

However, before committing to this restorative treatment, it’s good to understand the cost factors involved, especially in a city like Chicago, where dental prices can vary significantly. 

Average Cost of Dental Crowns in Chicago

Crowns are a common solution for protecting damaged teeth or restoring their function and appearance. The cost of dental crowns can vary significantly based on the material, the complexity of the procedure, and where you live. 

In Chicago, patients can expect to pay anywhere from a few hundred dollars to well over a thousand dollars for a single crown, depending on several factors. 

The price ranges provided below are estimates, and the final cost of a dental crown in Chicago can vary significantly. Always consult your dentist to get a precise quote based on your needs.

Price Ranges for Different Types of Dental Crowns

  • Metal Crowns: $800 to $2,500. Metal crowns, such as gold or base metal alloys, are durable and often used for back teeth due to their strength and wear resistance.
  • All-Porcelain Crowns: $1,000 to $2,500. All-porcelain crowns, known for their natural appearance, are an excellent choice for visible teeth but may not be as durable as metal options.
  • Porcelain-Fused-to-Metal Crowns: $1,000 to $2,500. Porcelain-fused-to-metal crowns offer a balance of durability and aesthetic appeal, as they are made with a metal base and a porcelain exterior.
  • Pressed Ceramic Crowns: $1,000 to $2,500. Pressed ceramic crowns, known for their strength and natural look, are often used for front teeth and can provide excellent aesthetic results.
  • Resin Crowns: $600 to $1,500. Resin crowns are more affordable but less durable than other materials. Nonetheless, they are a cost-effective option for patients on a budget.
  • Zirconia Crowns: $1,000 to $2,500. Zirconia crowns, known for their strength and ability to mimic natural tooth color, are highly durable and suitable for both front and back teeth.
  • E-Max Crowns: $1,000 to $2,500. E-Max crowns, made of lithium disilicate, are highly aesthetic and often preferred for front teeth due to their superior natural look and translucency.
  • Same-Day Crowns: $1,000 to $2,500. Same-day crowns, created using CAD/CAM technology, offer the convenience of being made and placed in one visit.

Factors That Impact Price

Several key factors can affect the final price of a dental crown, including the material chosen, the condition of your tooth, and additional treatments needed. Understanding these factors can help you make an informed decision about your dental care and budget accordingly.

Crown Material

The material used for a dental crown is one of the most significant price determinants. High-quality materials, such as porcelain, zirconia, or E-Max, tend to be more expensive than metal or resin crowns due to their durability and natural appearance. 

More advanced materials often require specialized equipment or lab work, which increases the overall cost.

Extent of Tooth Damage or Decay

If a tooth has extensive decay or damage, more extensive treatment may be required before placing the crown. This can include root canals or buildup procedures, which will increase the overall cost. 

The more severe the damage is, the higher the price will be due to additional steps in preparation and restoration.

Location of Tooth

The location of the tooth being treated can affect the cost. Crowns for back teeth, which endure more wear and tear, are often made of metal, which can be lower in cost. 

In contrast, crowns for front teeth often require aesthetically appealing materials such as porcelain or E-Max, which are typically more expensive.

Additional Required Procedures

Sometimes, a crown requires preparatory procedures, such as a root canal or tooth extraction. These additional treatments add to the overall cost of the crown. 

For example, a root canal may cost anywhere from $500 to $1,500, and the cost of any preparatory work will be added to the price of the crown.

Same-Day or Lab-Manufactured Crown

Same-day crowns, created using CAD/CAM technology, tend to be more expensive than traditional lab-manufactured crowns. 

The advanced technology involved in same-day crowns allows them to be fabricated and placed in one visit, but the price can reflect the convenience and speed of the procedure. 

However, you won’t require a temporary crown or a second appointment for installation, so the final price may be comparable to that of other options.

Traditional or Implant-Retained Crown

If the crown is placed on an implant rather than a natural tooth, the cost will be significantly higher. 

Implant-retained crowns require both the cost of the implant procedure (which can range from $1,500 to $4,000) and the crown itself. Traditional crowns placed on natural teeth are typically less expensive.

Anxiety Medication or Sedation

If you require sedation or anxiety medication for the procedure, this will increase the cost. Sedation options like nitrous oxide, oral sedatives, or IV sedation can add $100 to $500 or more to the total price, depending on the level of sedation and the dentist's fees.

Geographic Location

The location of your dental practice influences the cost of crowns. Dental procedures tend to be more expensive in larger cities like Chicago than in smaller towns due to higher overhead costs, such as rent, utilities, and salaries. 

Practices in more affluent neighborhoods may also charge more due to the local cost of living.

Payment Options for Dental Crowns

Dental crowns are an important investment in your oral health, but the cost can be a concern for many patients. Fortunately, several payment options are available to help make dental crowns more affordable. 

Insurance

Coverage varies by provider, but most plans will cover a portion of the cost, leaving you with an out-of-pocket expense. Be sure to check with your insurance company for specific details on coverage and potential co-pays or deductibles.

Cash, Check, or Credit Cards

For those without insurance or who prefer to pay directly, most dental offices accept cash, checks, and credit cards. 

Using a credit card allows you to pay for the crown upfront while potentially earning rewards, but keep in mind that interest rates can apply if the balance is not paid off promptly.

Payment Plans

Many dental practices, including Forever Dental, offer flexible payment plans to help spread the cost of crowns over time. These plans can include monthly installments with little to no interest. 

Be sure to inquire about the plan's terms, including any down payment, interest rates, or plan length, to ensure it fits within your budget.

Health Savings Accounts or Flexible Spending Accounts

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can use these pre-tax dollars to pay for your dental crown. 

These accounts are designed to cover medical expenses, including dental care, and can help you save money by reducing your taxable income while paying for necessary treatments.

Discount Membership Programs

Some dental offices offer discount membership programs that provide reduced rates for various procedures, including crowns, for a yearly fee. 

These programs can be a great way to save money on dental care, especially if you need multiple crowns or other restorative treatments throughout the year. 

The Bottom Line

While the cost of dental crowns in Chicago can seem overwhelming, there are a variety of materials, payment options, and factors that can influence your final price. 

By understanding the different types of crowns, what affects their cost, and how you can finance your treatment, you’ll be better prepared to move forward with the care your smile deserves. 

Investing in a dental crown is not just about restoring your tooth—it’s about ensuring your long-term oral health and confidence. Consult with your dentist to explore the best options for you, and take the first step toward a healthier, stronger smile today.

Frequently Asked Questions

Why are crowns so expensive?

Dental crowns can be costly due to the materials used, the complexity of the procedure, and the need for skilled dental professionals. Additionally, crowns require specialized lab work or advanced technology for fabrication, all of which contribute to the cost.

What happens if I can’t afford a crown?

If you can’t afford a dental crown, talk to your dentist about payment options, financing, or insurance coverage. You may also be eligible for assistance programs or discounts. Some dental schools offer low-cost treatment options performed by supervised students.

Will insurance cover crowns?

Dental insurance may cover part of the cost of crowns, but coverage varies depending on the plan. Many policies cover crowns as part of restorative treatments, but patients may still need to pay a portion out of pocket. It’s best to check with your insurer for specifics.

What is a cheaper alternative to a crown?

Cheaper alternatives to crowns include dental fillings, inlays, or onlays, which may be suitable for less damaged teeth. However, these options may not provide the same level of durability or protection as a crown, especially for severely decayed or weakened teeth.

Additional Resources

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